Life Insurance

Life insurance is a contract between an insured ( Life Insurance policy holder) and an insurer (Life Insurance Company), where the insurer promises to pay a designated beneficiary a sum of money (the “benefits”) upon the death of the insured person. The advantage for the policy owner is “peace of mind”, in knowing that the death of the insured person will not result in financial hardship for loved ones and lenders.

With our extensive involvement in the corporate as well as the professional community and individual coverage, TK Wealth Management Inc. is recognized as a provider of services and products with leading Insurance carriers.  i.e. Manulife, The Canada Life Assurance Company, Empire Life Insurance and Equitable Life Insurance.

Our independence enables us to provide objectivity when providing products in the areas of:
  • Life Insurance
  • Mortgage Insurance (a better solution) 
  • Critical Illness Insurance
  • Disability Insurance
Because insurance contracts differ from one company to another, TK Wealth Management Inc. completes extensive research, which enables us to secure optimal contracts to meet each client’s specific needs.

At our office, a designated staff member underwrites files and coordinates the process to ensure a favorable and prompt decision from the insurance carriers.

Disability, Critical Illness and Long Term Care insurers we represent have been carefully chosen for their products and their ability to assist our client at the time of claim.

With an average of 10 years of experience, we have been instrumental in designing insurance solutions that are flexible to meet changing needs.

When examining your existing insurance policies these are some of the items of consideration.
  • Beneficiary Status
  • Ownership Status
  • Premium Payor
  • Conversion Options
  • Smoking Status
  • Premium offset
  • Rated Premiums
  • Universal Life (Investment options, cost of insurance)
  • Definitions
  • Exclusions
We can complete an in-depth insurance audit of your existing contracts to ensure that they are providing you with maximum value and meet your current and future needs.

Trademarks owned by Investment Planning Counsel Inc., and licensed to its subsidiary corporations. Investment Planning Counsel is a fully integrated wealth management company. Mutual funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through IPC Estate Services Inc.

Securing your Family's Future

Following the advice of a trusted advisor is shown to be a significant factor in building wealth and achieving investment success. Our team can provide sound advice and a Personal Wealth Management Strategy™ to guide & assist you & your family at any stage of life.